Commerical / Business
Skilton Insurance can offer you an insurance package of broad covers specifically designed for retail, offices, trades, commercial and industrial businesses, whilst maintaining the flexibility for you to tailor the package to suit your needs. We not only cover your assets in times of loss, but try to go a step further and insure your profits as well.
Our Steadfast Business Package Insurance Policy has some of the best coverage policy wordings available on the market at very competitive premium rates. Cover can include
Fire
Broadform Liability
Business Interruption
Theft
Machinery Breakdown
Glass
Electronic Equipment
Money
Personal Accident
Industrial Special Risks
Home Insurance
Getting a home and contents insurance policy is essential for protecting your family and your lifestyle but finding the right insurance solution can take time. The first step is to choose the type of home insurance you need. There are two main types:
Building Insurance covers your residential premises against various defined events such as fire, storm and earthquake. You can also get an Accidental Damage policy that provides even wider cover.
Contents Insurance covers the contents of your residential premises against theft, fire, explosion, lightning or thunderbolt. Accidental Damage cover is also available that can offer greater protection. Other types of building cover are:
Landlord Cover for those with investment properties, this specifically covers the building and contents against various defined events but can also provide cover for damage by tenants including loss of rent or rent default.
Strata and Community Title cover is designed to cover all property owned by the Strata and Community Title holders, including Legal Liability and common area contents. Other extensions are available to provide additional cover where required.
In our opinion Steadfast’s Home Policy is one of the best value home and contents products of its type available on the market.
Motor Vehicle
We put a lot of thought into ensuring we can access the right car insurance options for our clients. Whether it’s a policy for comprehensive, third party fire and theft, or third party property insurance, our goal is to broker the right policy for your motoring needs.
Steadfast’s Car Insurance policy includes exclusive features which are not always available, to allow this product to provide excellent protection at a competitive premium.
We can also provide insurance for your boat, motorcycle, or trailer.
We provide a suite of policies designed to protect your business against claims for financial loss, bodily/personal injury or property damage arising from an act, error or omission in the performance of professional services. We can also cover the economic exposures associated with managing a company protecting both the individual and the entity.
Digital technology has changed the way most companies do business, but their insurance cover has not always kept pace. Cyber-attacks and other cyber events are now some of the most common forms of losses faced by businesses
Policies available are as follows
Professional Indemnity
Directors’ & Officers’ Liability
Management Liability
Cyber-crime
We can also provide Corporate Travel Insurance to complete our range of Professional Insurance products
Professional Risks
Claims for injury and property damage, regardless of whether they are successful, can have a devastating effect on business and personal finances. So it's important that you can run your business with confidence, secure in the knowledge that you and your business are adequately covered.
Our Liability insurance protects a broad range of businesses for risks involved in their day-to-day operations.
We work to create tailored solutions that cover businesses against legal liability for unintended and unexpected personal injury or property damage or advertising liability which may arise from their activities including.
Packaged liability cover including public, product, advertising, professional services, directors and officers, and employment practices liability.
Primary cover against legal liability for personal injury, property damage and/or advertising liability.